Surety and Construction Bonds

Bonds are not insurance policies—they are security instruments designed to protect beneficiaries against a failure to meet contractual obligations, typically used in construction and real estate development. At CADIS we specialise in road and sewer bonds, performance bonds and deposit bonds

Supporting successful project delivery through trusted financial guarantees

The CADIS Bonds Team is highly experienced in delivering tailored bonding solutions. We’ve developed a streamlined system that allows for fast, professional underwriting decisions—no matter the size or complexity of the requirement.

A bond isn’t just a formality—it’s a guarantee of trust and performance. CADIS delivers both.

Types of Bonds Available

We offer a range of surety and construction bonds to support contractors, developers, and their clients, including:

Road and Sewer Bonds

Required by Water Authorities or Local Authorities across the UK. These bonds provide protection in case the Authority needs to complete or repair roads or sewer works due to developer default.

Performance Bonds

Typically issued at 10% of the contract value, performance bonds protect the beneficiary if the developer or contractor fails to fulfil their obligations.

We also provide:

• Advance Payment Bonds – Protects payments made before work begins.
• Retention Bonds – Replaces withheld funds with a bond during the defects liability period.
• HMRC Bonds – Used where a bond is required by HMRC for deferred VAT or excise duty payments.

Additional Insurance Services

For high-value commercial contracts, CADIS also offers complementary insurance solutions:

• Latent Defects Insurance
• Contractors All Risks
• Insurance Backed Guarantees

These products can be packaged to provide a complete risk transfer solution for developers, contractors, and beneficiaries.